AFM 123 MEMBER BENEFITS
In addition to the benefits listed on this page, please see the AFM Benefits information.
AFM CREDIT CARD AND
LOAN PLANS
The AFM offers a low interest Master Card plan available to its members. Among
the benefits of this card is the ability to skip two payments a year at no
penalty. A low interest loan plan is also offered to AFM members.
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AFM GROUP INSURANCE PLANS
The AFM provides you with the opportunity to obtain comprehensive protection
for yourself and your family through AFM Group Insurance Plans. Such plans
include musical instrument insurance, life insurance, major medical insurance,
and personal accident insurance among others. A $20,000 musical instrument
insurance would cost a member approximately $200 for annual coverage. Please
contact the Local Secretary for more information on these insurance plans.
DEATH BENEFIT FUND
Included in your membership is a death benefit fund through Local 123, which
increases to $1,000 with continuous membership. A summary plan description
of this death benefit is available at the Local 123 office.
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JOB REFERRALS
Referrals for employment are given to talent buyers (booking agents, fathers-of-the-bride,
restaurant/hotel managers, our website, etc.) Via telephone or during consultations
at our offices or through our Local 123 website.
MEMBERSHIP DIRECTORY
A directory of all members, including their addresses, phone numbers, and cross
referenced with instruments played is published regularly. This allows members
to find fellow professionals when needed, and to keep in touch easily when
jobs become available.
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NEGOTIATED AGREEMENTS
Local 123 currently is the signatory on the
Master Agreement of the Richmond Symphony. AFM negotiates
agreements for all electronic media employment which
includes reuse and new use payments and pension and health & welfare
benefits for its members.
NEWSLETTERS
Local 123 provides newsletters to all Local 123 members which keeps members
abreast of union business, membership meetings, auditions and job openings,
events and articles of interest to musicians.
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NOTARY SERVICE
This service is free of charge to all our members. An appointment at the Local
office is required.
PRE-PRINTED, LEGAL CONTRACTS
Contracts suitable for all types of engagements are available free of charge.
These easy to use contracts contain appropriate language for the resolution
of disputes and provides protection for both musicians and purchaser. When
properly signed and filed, they are enforced by the union and its attorneys.
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TRAVELING MUSICIAN ASSISTANCE
The AFM offers assistance to traveling members
through their 1-800-ROADGIG number. When you're on the road
away from home and a contracted gig goes
bad, you get fired, canceled, or "stiffed" - the Federation's Emergency
Traveling Assistance Program is there to help you. One Telephone call will
put you in contact with a Federation staff member who will give you advice
and assistance. What's more, emergency cash may be advanced based on Federation
scale. Your signed, filed contract is all you need to benefit from this service.
U.S. RECORDING INDUSTRIES
MUSIC PERFORMANCE FUND
Through agreements negotiated between the AFM and film and record companies,
special trust funds exist to pay scale (as set by our Association) to members
who perform at events for which no admission is charged. Such events include
park concerts, educational concerts, performances for hospitals, and senior
citizens. To participate, you and co-sponsor must apply to the Richmond Musicians'
Association well in advance of the event.
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WAGE SCALES
Members participate in the establishment of minimum wage scales and working
conditions for all types of musical employment. Union contracts require compliance
with these scales and insure that musicians are not exploited.
