AFM 123 MEMBER BENEFITS
In addition to the benefits listed on this page, please see the AFM Benefits information.
AFM CREDIT CARD AND
The AFM offers a low interest Master Card plan available to its members. Among the benefits of this card is the ability to skip two payments a year at no penalty. A low interest loan plan is also offered to AFM members.
AFM GROUP INSURANCE PLANS
The AFM provides you with the opportunity to obtain comprehensive protection for yourself and your family through AFM Group Insurance Plans. Such plans include musical instrument insurance, life insurance, major medical insurance, and personal accident insurance among others. A $20,000 musical instrument insurance would cost a member approximately $200 for annual coverage. Please contact the Local Secretary for more information on these insurance plans.
DEATH BENEFIT FUND
Included in your membership is a death benefit fund through Local 123, which increases to $1,000 with continuous membership. A summary plan description of this death benefit is available at the Local 123 office.
Referrals for employment are given to talent buyers (booking agents, fathers-of-the-bride, restaurant/hotel managers, our website, etc.) Via telephone or during consultations at our offices or through our Local 123 website.
A directory of all members, including their addresses, phone numbers, and cross referenced with instruments played is published regularly. This allows members to find fellow professionals when needed, and to keep in touch easily when jobs become available.
Local 123 currently is the signatory on the Master Agreement of the Richmond Symphony. AFM negotiates agreements for all electronic media employment which includes reuse and new use payments and pension and health & welfare benefits for its members.
Local 123 provides newsletters to all Local 123 members which keeps members abreast of union business, membership meetings, auditions and job openings, events and articles of interest to musicians.
PRE-PRINTED, LEGAL CONTRACTS
Contracts suitable for all types of engagements are available free of charge. These easy to use contracts contain appropriate language for the resolution of disputes and provides protection for both musicians and purchaser. When properly signed and filed, they are enforced by the union and its attorneys.
TRAVELING MUSICIAN ASSISTANCE
The AFM offers assistance to traveling members through their 1-800-ROADGIG number. When you're on the road away from home and a contracted gig goes bad, you get fired, canceled, or "stiffed" - the Federation's Emergency Traveling Assistance Program is there to help you. One Telephone call will put you in contact with a Federation staff member who will give you advice and assistance. What's more, emergency cash may be advanced based on Federation scale. Your signed, filed contract is all you need to benefit from this service.
U.S. RECORDING INDUSTRIES
MUSIC PERFORMANCE FUND
Through agreements negotiated between the AFM and film and record companies, special trust funds exist to pay scale (as set by our Association) to members who perform at events for which no admission is charged. Such events include park concerts, educational concerts, performances for hospitals, and senior citizens. To participate, you and co-sponsor must apply to the Richmond Musicians' Association well in advance of the event.
Members participate in the establishment of minimum wage scales and working conditions for all types of musical employment. Union contracts require compliance with these scales and insure that musicians are not exploited.